Download e-book for iPad: A Fragile Balance: Emergency Savings and Liquid Resources by J. Collins

By J. Collins

ISBN-10: 1137482370

ISBN-13: 9781137482372

ISBN-10: 1349503983

ISBN-13: 9781349503988

A Fragile stability examines recommendations to advertise emergency reductions, in particular between underserved households.

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Extra info for A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers

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Org/cia2013. Lee, Alyssa Stewart, Ann Schnare, Michael A. Turner, Patrick D. Walker, and Robin Varghese. 2006. ” Report, December. Brookings Institution, Washington, DC. Liang, Jersey, and Thomas J. Fairchild. 1979. ” Journal of Gerontology 34 (5): 746–759. Lown, Jean M. 2005. ” The Journal of Consumer Education 22:27–34. Liquid Savings Patterns 37 Lusardi, Annamaria, Daniel J. Schneider, and Peter Tufano. 2011. ” National Bureau of Economic Research Working Paper Series, No. 17072. McKay, Katherine Lucas, and Alicia Atkinson.

3 million in “taxable” value from the $20 million estate. 34 million exemption, the estate is not taxable. The Tax Policy Center has calculated the impact of these recent policy changes. The 2010 “current law” set an exemption of $1 million. Reforms enacted that year increased the exemption to $5 million. As a result of this change, the number of taxable estates dropped about 90 percent, from 43,540 to 3,600 (Tax Policy Center 2010). 34 million exemption for 2014. Finally, the third reason these tax programs are upside down is that they often combine to create significant tax loopholes, allowing particularly high-income individuals to avoid paying taxes on large amount of income and inherited wealth.

Leonard Burman and Eric Toder, who each served as President Clinton’s deputy assistant secretary for tax analysis, took the same view (Burman, Toder, and Geissler 2008). So too does Senator Tom Coburn, the Republican conservative stalwart (Coburn 2011). The fact that tax programs are effectively spending programs should inform debates around social policy and economic opportunity. The Earned Income Tax Credit (EITC)—one of the largest “antipoverty” programs in the country—is often seen as an anomalous tax program in the economic opportunity policy space.

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A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers by J. Collins


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